/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: #333;
    background-color: #f5f5f5;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header Styles */
.header {
    padding: 1rem 0;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
    position: sticky;
    top: 0;
    z-index: 1000;
    transition: background 0.3s ease, box-shadow 0.3s ease;
    background: #fff;
}

    .header.scrolled {
        background: #fff;
        box-shadow: 0 6px 20px rgba(31, 79, 163, 0.35);
    }

    .header .container {
        display: flex;
        justify-content: space-between;
        align-items: center;
    }

.logo {
    max-width: 25%;
}
.logo h1 {
    color: #fff;
    font-size: 1.8rem;
    font-weight: 700;   
}

.logo span {
    color: #12B8B0;
}

.logo-header {
    width: 55%;
}

.nav ul {
    list-style: none;
    display: flex;
    gap: 2rem;
    align-items: center;
    margin-bottom: 0px;
}

.nav a {
    color: #1f50a3;
    text-decoration: none;
    font-weight: 500;
    padding: 0.5rem 0.5rem;
    border-radius: 5px;
    transition: all 0.3s ease;
}

    .nav a:hover {
        background-color: #aae0de;
    }

    .nav a.active {
        background-color: #aae0de;
        font-weight: 600;
    }

.login-btn {
    background-color: #12B8B0 !important;
    color: #1F4FA3 !important;
    font-weight: 600 !important;
}

    .login-btn:hover {
        background-color: #40E0D0 !important;
        transform: translateY(-2px);
    }

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #1F4FA3 0%, #2C6BC9 100%);
    color: #fff;
    padding: 4rem 0;
    text-align: center;
}

.hero-content h2 {
    font-size: 3rem;
    margin-bottom: 1rem;
    font-weight: 700;
}

.hero-content p {
    font-size: 1.3rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

/* Buttons */
.btn-primary, .btn-secondary {
    display: inline-block;
    padding: 1rem 2.5rem;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
    border: none;
    cursor: pointer;
    font-size: 1rem;
}

.btn-primary {
    background-color: #12B8B0;
    color: #1F4FA3;
}

    .btn-primary:hover {
        background-color: #40E0D0;
        transform: translateY(-3px);
        box-shadow: 0 10px 25px rgba(255,215,0,0.3);
    }

.btn-secondary {
    background-color: #fff;
    color: #1F4FA3;
}

    .btn-secondary:hover {
        background-color: #f0f0f0;
        transform: translateY(-3px);
        box-shadow: 0 10px 25px rgba(0,0,0,0.1);
    }

.btn-full {
    width: 100%;
}

/* Features Section */
.features {
    padding: 5rem 0;
    background-color: #fff;
}

.section-title {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 3rem;
    color: #333;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.feature-card {
    background: #fff;
    padding: 2rem;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
}

    .feature-card:hover {
        transform: translateY(-10px);
        box-shadow: 0 10px 30px rgba(102,126,234,0.2);
    }

.feature-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.feature-card h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: #1F4FA3;
}

.feature-card p {
    color: #666;
    line-height: 1.6;
}

/* Insurance Types Section */
.insurance-types {
    padding: 5rem 0;
    background-color: #f9f9f9;
}

.insurance-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.insurance-card {
    background: #fff;
    padding: 2.5rem;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
    border-top: 4px solid #1F4FA3;
}

    .insurance-card:hover {
        transform: translateY(-10px);
        box-shadow: 0 10px 30px rgba(31, 79, 163, 0.2);
        border-top-color: #12B8B0;
    }

.insurance-icon {
    font-size: 3.5rem;
    margin-bottom: 1.5rem;
}

.insurance-card h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: #1F4FA3;
    font-weight: 600;
}

.insurance-card p {
    color: #666;
    line-height: 1.7;
}

/* BBPS Info Section */
.bbps-info {
    padding: 5rem 0;
    background-color: #fff;
}

.bbps-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.bbps-text h2 {
    font-size: 2.5rem;
    color: #1F4FA3;
    margin-bottom: 1.5rem;
}

.bbps-text p {
    font-size: 1.1rem;
    color: #555;
    line-height: 1.8;
    margin-bottom: 2rem;
}

.bbps-benefits {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.benefit-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem;
    background-color: #f8f9fa;
    border-radius: 8px;
    transition: all 0.3s ease;
}

    .benefit-item:hover {
        background-color: #e9ecef;
        transform: translateX(5px);
    }

.benefit-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 30px;
    height: 30px;
    background-color: #12B8B0;
    color: #fff;
    border-radius: 50%;
    font-weight: bold;
    flex-shrink: 0;
}

.bbps-visual {
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
    padding: 3rem;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
}

.payment-flow {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 1rem;
}

.flow-step {
    text-align: center;
    flex: 1;
    min-width: 120px;
}

.step-number {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #1F4FA3 0%, #2C6BC9 100%);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: bold;
    margin: 0 auto 1rem;
    box-shadow: 0 4px 10px rgba(31, 79, 163, 0.3);
}

.flow-step p {
    font-size: 0.95rem;
    color: #333;
    font-weight: 500;
}

.flow-arrow {
    font-size: 2rem;
    color: #1F4FA3;
    font-weight: bold;
}

/* How It Works Section */
.how-it-works {
    padding: 5rem 0;
    background-color: #f9f9f9;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.step-card {
    background: #fff;
    padding: 2.5rem;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
    position: relative;
    overflow: hidden;
}

    .step-card::before {
        content: '';
        position: absolute;
        top: 0;
        left: 0;
        right: 0;
        height: 4px;
        background: linear-gradient(90deg, #1F4FA3 0%, #12B8B0 100%);
    }

    .step-card:hover {
        transform: translateY(-10px);
        box-shadow: 0 10px 30px rgba(31, 79, 163, 0.2);
    }

.step-number-large {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, #1F4FA3 0%, #2C6BC9 100%);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2.5rem;
    font-weight: bold;
    margin: 0 auto 1.5rem;
    box-shadow: 0 5px 15px rgba(31, 79, 163, 0.3);
}

.step-card h3 {
    font-size: 1.3rem;
    color: #1F4FA3;
    margin-bottom: 1rem;
    font-weight: 600;
}

.step-card p {
    color: #666;
    line-height: 1.6;
}

/* CTA Section */
.cta-section {
    background: linear-gradient(135deg, #1F4FA3 0%, #2C6BC9 100%);
    color: #fff;
    padding: 5rem 0;
    text-align: center;
}

    .cta-section h2 {
        font-size: 2.5rem;
        margin-bottom: 1rem;
    }

    .cta-section p {
        font-size: 1.2rem;
        margin-bottom: 2rem;
        opacity: 0.9;
    }

/* Footer */
.footer {
    background-color: #2c3e50;
    color: #fff;
    padding: 3rem 0 1rem;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-section h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
}

    .footer-section h3 span {
        color: #12B8B0;
    }

.footer-section h4 {
    font-size: 1.2rem;
    margin-bottom: 1rem;
    color: #12B8B0;
}

.footer-section ul {
    list-style: none;
}

    .footer-section ul li {
        margin-bottom: 0.5rem;
    }

.footer-section a {
    color: #fff;
    text-decoration: none;
    opacity: 0.8;
    transition: opacity 0.3s ease;
}

    .footer-section a:hover {
        opacity: 1;
    }

.footer-bottom {
    text-align: center;
    padding-top: 2rem;
    border-top: 1px solid rgba(255,255,255,0.1);
    opacity: 0.7;
}

/* Page Header */
.page-header {
    background: linear-gradient(135deg, #1F4FA3 0%, #2C6BC9 100%);
    color: #fff;
    padding: 4rem 0;
    text-align: center;
}

    .page-header h1 {
        font-size: 3rem;
        margin-bottom: 0.5rem;
    }

    .page-header p {
        font-size: 1.2rem;
        opacity: 0.9;
    }

/* About Content */
.about-content {
    padding: 5rem 0;
    background-color: #fff;
}

.about-text {
    max-width: 900px;
    margin: 0 auto;
}

    .about-text h2 {
        font-size: 2rem;
        color: #1F4FA3;
        margin-bottom: 1rem;
        margin-top: 2rem;
    }

        .about-text h2:first-child {
            margin-top: 0;
        }

    .about-text p {
        font-size: 1.1rem;
        line-height: 1.8;
        color: #555;
        margin-bottom: 1.5rem;
    }

.stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.stat-item {
    text-align: center;
    padding: 2rem;
    background: linear-gradient(135deg, #1F4FA3 0%, #2C6BC9 100%);
    border-radius: 15px;
    color: #fff;
}

    .stat-item h3 {
        font-size: 2.2rem;
        margin-bottom: 0.5rem;
        color: #12B8B0;
    }

    .stat-item p {
        font-size: 1.1rem;
        color:#fff;
    }

/* Services Content */
.services-content {
    padding: 5rem 0;
    background-color: #fff;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.service-card {
    background: #fff;
    padding: 2rem;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
}

    .service-card:hover {
        transform: translateY(-10px);
        box-shadow: 0 10px 30px rgba(102,126,234,0.2);
    }

.service-image {
    font-size: 3.5rem;
    text-align: center;
    margin-bottom: 1.5rem;
}

.service-card h3 {
    font-size: 1.5rem;
    color: #1F4FA3;
    margin-bottom: 1rem;
}

.service-card p {
    color: #666;
    margin-bottom: 1rem;
    line-height: 1.6;
}

.service-card ul {
    list-style: none;
    padding-left: 0;
}

    .service-card ul li {
        padding: 0.5rem 0;
        color: #555;
        border-bottom: 1px solid #f0f0f0;
    }

        .service-card ul li:last-child {
            border-bottom: none;
        }

        .service-card ul li:before {
            content: "✓ ";
            color: #1F4FA3;
            font-weight: bold;
            margin-right: 0.5rem;
        }

/* Contact Content */
.contact-content {
    padding: 5rem 0;
    background-color: #fff;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 3rem;
}

.contact-info h2 {
    font-size: 2rem;
    color: #1F4FA3;
    margin-bottom: 1rem;
}

.contact-info p {
    color: #666;
    line-height: 1.8;
    margin-bottom: 2rem;
}

.contact-details {
    margin-top: 2rem;
}

.contact-item {
    margin-bottom: 2rem;
}

    .contact-item h3 {
        font-size: 1.3rem;
        color: #333;
        margin-bottom: 0.5rem;
    }

    .contact-item p {
        color: #666;
        margin-bottom: 0.3rem;
    }

/* Forms */
.contact-form-wrapper h2 {
    font-size: 2rem;
    color: #1F4FA3;
    margin-bottom: 1.5rem;
}

.contact-form, .login-form {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.form-group {
    display: flex;
    flex-direction: column;
}

    .form-group label {
        margin-bottom: 0.5rem;
        color: #333;
        font-weight: 500;
    }

    .form-group input,
    .form-group textarea {
        padding: 0.8rem;
        border: 2px solid #e0e0e0;
        border-radius: 8px;
        font-size: 1rem;
        font-family: inherit;
        transition: border-color 0.3s ease;
    }

        .form-group input:focus,
        .form-group textarea:focus {
            outline: none;
            border-color: #1F4FA3;
        }

    .form-group textarea {
        resize: vertical;
    }

/* Login Section */
.login-section {
    padding: 5rem 0;
    background-color: #f5f5f5;
    min-height: calc(100vh - 400px);
    display: flex;
    align-items: center;
}

.login-box {
    max-width: 450px;
    margin: 0 auto;
    background: #fff;
    padding: 3rem;
    border-radius: 15px;
    box-shadow: 0 10px 40px rgba(0,0,0,0.1);
}

    .login-box h2 {
        font-size: 2rem;
        color: #1F4FA3;
        margin-bottom: 0.5rem;
        text-align: center;
    }

    .login-box > p {
        text-align: center;
        color: #666;
        margin-bottom: 2rem;
    }

.form-options {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.5rem;
}

.checkbox-label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: #666;
    cursor: pointer;
}

.forgot-link {
    color: #1F4FA3;
    text-decoration: none;
    font-size: 0.9rem;
}

    .forgot-link:hover {
        text-decoration: underline;
    }

.signup-link {
    text-align: center;
    margin-top: 2rem;
    padding-top: 2rem;
    border-top: 1px solid #e0e0e0;
}

    .signup-link p {
        color: #666;
    }

    .signup-link a {
        color: #1F4FA3;
        text-decoration: none;
        font-weight: 600;
    }

        .signup-link a:hover {
            text-decoration: underline;
        }

/* Modal Animation */
.login-modal-overlay {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0,0,0,0.5);
    justify-content: center;
    align-items: center;
    opacity: 0;
    transition: opacity 0.2s ease;
    z-index: 1000;
}

    .login-modal-overlay.show {
        opacity: 1;
    }

/* Shake animation */
@keyframes shake {
    0%, 100% {
        transform: translateX(0);
    }

    25% {
        transform: translateX(-8px);
    }

    50% {
        transform: translateX(8px);
    }

    75% {
        transform: translateX(-4px);
    }
}

.shake {
    animation: shake 0.4s;
}

/* Toast */
.custom-toast {
    position: fixed;
    top: 20px;
    right: 20px;
    padding: 10px 18px;
    border-radius: 6px;
    font-size: 14px;
    color: #fff;
    opacity: 0;
    transform: translateY(-10px);
    transition: all 0.3s ease;
    z-index: 2000;
}

    .custom-toast.show {
        opacity: 1;
        transform: translateY(0);
    }

.toast-success {
    background: #2ecc71;
}

.toast-error {
    background: #e74c3c;
}

/* Login Modal CSS */
.login-modal {
    width: 100%;
    max-width: 400px;
    background: #ffffff;
    border-radius: 12px;
    padding: 0;
    box-shadow: 0 8px 30px rgba(0,0,0,0.25);
    animation: modalPop 0.3s ease;
    position: relative;
}

/* Pop animation */
@keyframes modalPop {
    0% {
        transform: scale(0.85);
        opacity: 0;
    }

    100% {
        transform: scale(1);
        opacity: 1;
    }
}

/* Header */
.login-modal-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 15px 20px;
    border-bottom: 1px solid #eee;
    background: #f7f9fc;
    border-radius: 12px 12px 0 0;
}

.login-logo {
    max-height: 120px;
}

.modal-close-btn {
    background: transparent;
    border: none;
    font-size: 26px;
    cursor: pointer;
    color: #666;
    transition: 0.2s;
}

    .modal-close-btn:hover {
        color: #000;
    }

/* Body */
.login-modal-body {
    padding: 20px;
}

    .login-modal-body h2 {
        font-size: 24px;
        margin: 0 0 5px;
        color: #2c3e50;
    }

.login-subtitle {
    margin-bottom: 20px;
    font-size: 14px;
    color: #7f8c8d;
}

/* Inputs */
.login-form-group {
    margin-bottom: 15px;
}

.login-input-wrapper {
    position: relative;
}

.login-input-icon {
    position: absolute;
    left: 12px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 18px;
}

.login-input-wrapper input {
    width: 100%;
    padding: 10px 40px 10px 40px;
    border: 1px solid #ddd;
    border-radius: 8px;
    outline: none;
    font-size: 15px;
}

    .login-input-wrapper input:focus {
        border-color: #667eea;
        box-shadow: 0 0 3px rgba(102,126,234,0.5);
    }

/* Toggle Password */
.login-toggle-password {
    position: absolute;
    right: 12px;
    top: 50%;
    transform: translateY(-50%);
    cursor: pointer;
    font-size: 18px;
}

/* Forgot Links */
.login-forgot-links {
    display: flex;
    justify-content: space-between;
    margin-bottom: 15px;
}

.forgot-link {
    font-size: 14px;
    color: #667eea;
    text-decoration: none;
}

    .forgot-link:hover {
        text-decoration: underline;
    }

/* Actions */
.login-modal-actions {
    display: flex;
    justify-content: flex-end;
    gap: 10px;
}

.login-btn-cancel {
    padding: 8px 16px;
    border: none;
    background: #ddd;
    border-radius: 6px;
    font-weight: 600;
    cursor: pointer;
}

.login-btn-signin {
    padding: 8px 16px;
    border: none;
    background: #1F4FA3;
    color: #fff;
    border-radius: 6px;
    font-weight: 600;
    cursor: pointer;
}

    .login-btn-signin:hover {
        background: #2C6BC9;
    }

    /* Loading spinner for Sign In button */
    .login-btn-signin .spinner {
        display: none;
        width: 20px;
        height: 20px;
        border: 3px solid rgba(255, 255, 255, 0.3);
        border-top-color: white;
        border-radius: 50%;
        animation: spin 0.8s linear infinite;
        margin: 0 auto;
    }

@keyframes spin {
    to {
        transform: rotate(360deg);
    }
}

.login-btn-signin.loading {
    pointer-events: none;
    opacity: 0.7;
}

    .login-btn-signin.loading .btn-text {
        display: none;
    }

    .login-btn-signin.loading .spinner {
        display: block;
    }

/* Responsive Design */
@media (max-width: 768px) {
    .header .container {
        flex-direction: column;
        gap: 1rem;
    }

    .nav ul {
        flex-wrap: wrap;
        justify-content: center;
        gap: 1rem;
    }

    .hero-content h2 {
        font-size: 2rem;
    }

    .hero-content p {
        font-size: 1.1rem;
    }

    .contact-grid {
        grid-template-columns: 1fr;
    }

    .page-header h1 {
        font-size: 2rem;
    }

    .section-title {
        font-size: 2rem;
    }

    .bbps-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .payment-flow {
        flex-direction: column;
        gap: 1.5rem;
    }

    .flow-arrow {
        transform: rotate(90deg);
    }
}

/* Trust Section - Add this to your CSS file */
.trust-section {
    padding: 5rem 0;
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
}

.trust-badges {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-top: 2rem;
}

.trust-badge {
    background: #fff;
    padding: 2.5rem 2rem;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
    border-left: 4px solid #1F4FA3;
}

    .trust-badge:hover {
        transform: translateY(-10px);
        box-shadow: 0 10px 30px rgba(31, 79, 163, 0.2);
        border-left-color: #12B8B0;
    }

.badge-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.trust-badge h3 {
    font-size: 1.3rem;
    color: #1F4FA3;
    margin-bottom: 0.5rem;
    font-weight: 600;
}

.trust-badge p {
    color: #666;
    font-size: 0.95rem;
    line-height: 1.5;
}

/* Responsive adjustment for trust badges */
@media (max-width: 768px) {
    .trust-badges {
        grid-template-columns: 1fr;
    }
}

/* Payment Features Section - Add to your CSS */
.payment-features {
    padding: 5rem 0;
    background-color: #f9f9f9;
}

.payment-features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.payment-feature-card {
    background: #fff;
    padding: 2rem;
    border-radius: 12px;
    text-align: center;
    box-shadow: 0 4px 15px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
    border-top: 3px solid transparent;
}

    .payment-feature-card:hover {
        transform: translateY(-8px);
        box-shadow: 0 8px 25px rgba(31, 79, 163, 0.15);
        border-top-color: #12B8B0;
    }

.payment-feature-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.payment-feature-card h3 {
    font-size: 1.2rem;
    color: #1F4FA3;
    margin-bottom: 0.8rem;
    font-weight: 600;
}

.payment-feature-card p {
    color: #666;
    font-size: 0.95rem;
    line-height: 1.6;
}

/* How to Pay Section */
.how-to-pay {
    padding: 5rem 0;
    background-color: #fff;
}

.payment-steps {
    max-width: 900px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.payment-step {
    display: flex;
    align-items: flex-start;
    gap: 2rem;
    padding: 2rem;
    background: #f8f9fa;
    border-radius: 12px;
    transition: all 0.3s ease;
    border-left: 5px solid #1F4FA3;
}

    .payment-step:hover {
        background: #fff;
        box-shadow: 0 5px 20px rgba(31, 79, 163, 0.1);
        transform: translateX(10px);
    }

.step-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #1F4FA3 0%, #2C6BC9 100%);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.8rem;
    font-weight: bold;
    flex-shrink: 0;
    box-shadow: 0 4px 15px rgba(31, 79, 163, 0.3);
}

.step-content {
    flex: 1;
}

    .step-content h3 {
        font-size: 1.3rem;
        color: #1F4FA3;
        margin-bottom: 0.5rem;
        font-weight: 600;
    }

    .step-content p {
        color: #555;
        line-height: 1.7;
        margin: 0;
    }

/* Responsive Design for Services Page */
@media (max-width: 768px) {
    .payment-features-grid {
        grid-template-columns: 1fr;
    }

    .payment-step {
        flex-direction: column;
        align-items: center;
        text-align: center;
        gap: 1rem;
        transform: none;
    }

        .payment-step:hover {
            transform: translateY(-5px);
        }

    .step-content {
        text-align: center;
    }
}



/*FAQs - css */

/* FAQs Page Styles - Add to your CSS file */
/* FAQs Page Styles - Add to your CSS file */
.faqs-content {
    padding: 5rem 0;
    background-color: #fff;
}

.faqs-intro {
    max-width: 800px;
    margin: 0 auto 3rem;
    text-align: center;
}

    .faqs-intro h2 {
        font-size: 2rem;
        color: #1F4FA3;
        margin-bottom: 1rem;
    }

    .faqs-intro p {
        font-size: 1.1rem;
        color: #666;
        line-height: 1.8;
    }

/* FAQ Accordion */
.faq-accordion {
    max-width: 900px;
    margin: 0 auto;
}

.faq-item {
    background: #fff;
    margin-bottom: 1rem;
    border-radius: 10px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.08);
    overflow: hidden;
    transition: all 0.3s ease;
}

    .faq-item:hover {
        box-shadow: 0 4px 15px rgba(31, 79, 163, 0.15);
    }

.faq-question {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1.5rem 2rem;
    cursor: pointer;
    background: #f8f9fa;
    transition: all 0.3s ease;
    user-select: none;
}

.faq-item.active .faq-question {
    background: linear-gradient(135deg, #1F4FA3 0%, #2C6BC9 100%);
    color: #fff;
}

.faq-number {
    font-size: 1.5rem;
    flex-shrink: 0;
    min-width: 40px;
    text-align: center;
}

/* Text-based numbers for 11+ */
.faq-number-text {
    font-size: 1.3rem;
    font-weight: 700;
    color: #1F4FA3;
    background: #e3f2fd;
    width: 45px;
    height: 45px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    flex-shrink: 0;
}

.faq-item.active .faq-number-text {
    background: #fff;
    color: #1F4FA3;
}

.faq-title {
    flex: 1;
    font-size: 1.1rem;
    font-weight: 600;
    color: #333;
}

.faq-item.active .faq-title {
    color: #fff;
}

.faq-icon {
    font-size: 1.8rem;
    font-weight: bold;
    color: #1F4FA3;
    flex-shrink: 0;
    transition: transform 0.3s ease;
}

.faq-item.active .faq-icon {
    transform: rotate(45deg);
    color: #fff;
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
    padding: 0 2rem;
}

.faq-item.active .faq-answer {
    max-height: 1000px;
    padding: 1.5rem 2rem 2rem;
    border-top: 1px solid #e0e0e0;
}

.faq-answer p {
    color: #555;
    line-height: 1.8;
    margin-bottom: 1rem;
}

    .faq-answer p:last-child {
        margin-bottom: 0;
    }

.faq-answer ul,
.faq-answer ol {
    margin: 1rem 0;
    padding-left: 2rem;
}

    .faq-answer ul li,
    .faq-answer ol li {
        color: #555;
        line-height: 1.8;
        margin-bottom: 0.5rem;
    }

.faq-answer strong {
    color: #1F4FA3;
    font-weight: 600;
}

/* FAQ Disclaimer Box */
.faq-disclaimer {
    max-width: 900px;
    margin: 3rem auto 0;
    padding: 2rem;
    background: linear-gradient(135deg, #fff3cd 0%, #fff9e6 100%);
    border-left: 5px solid #ff9800;
    border-radius: 10px;
    box-shadow: 0 4px 15px rgba(255, 152, 0, 0.15);
    text-align: center;
}

.disclaimer-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.faq-disclaimer h3 {
    font-size: 1.5rem;
    color: #d84315;
    margin-bottom: 1rem;
    font-weight: 700;
}

.faq-disclaimer p {
    color: #555;
    font-size: 1rem;
    line-height: 1.8;
    margin: 0;
}

.faq-disclaimer strong {
    color: #d84315;
}

/* Responsive Design for FAQs */
@media (max-width: 768px) {
    .faq-question {
        padding: 1.2rem 1.5rem;
        gap: 0.8rem;
    }

    .faq-number {
        font-size: 1.2rem;
        min-width: 35px;
    }

    .faq-number-text {
        font-size: 1.1rem;
        width: 40px;
        height: 40px;
    }

    .faq-title {
        font-size: 1rem;
    }

    .faq-icon {
        font-size: 1.5rem;
    }

    .faq-answer {
        padding: 0 1.5rem;
    }

    .faq-item.active .faq-answer {
        padding: 1.2rem 1.5rem 1.5rem;
    }

    .faq-disclaimer {
        padding: 1.5rem;
    }

    .disclaimer-icon {
        font-size: 2.5rem;
    }

    .faq-disclaimer h3 {
        font-size: 1.3rem;
    }
}
/*FAQs -- css*/

/* Privacy Policy*/

/* Privacy Policy Page Styles */
.privacy-content {
    padding: 5rem 0;
    background-color: #fff;
}

.privacy-intro {
    max-width: 900px;
    margin: 0 auto 3rem;
    text-align: center;
    padding: 2rem;
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
    border-radius: 10px;
}

    .privacy-intro p {
        font-size: 1.1rem;
        color: #555;
        line-height: 1.8;
        margin-bottom: 0.5rem;
    }

        .privacy-intro p:last-child {
            margin-bottom: 0;
        }

.last-updated {
    font-size: 0.95rem !important;
    color: #999 !important;
    font-style: italic;
    margin-top: 1rem !important;
}

/* Privacy Sections */
.privacy-section {
    max-width: 900px;
    margin: 0 auto 3rem;
    display: flex;
    gap: 2rem;
}

.section-number {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #1F4FA3 0%, #2C6BC9 100%);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.8rem;
    font-weight: bold;
    flex-shrink: 0;
    box-shadow: 0 4px 15px rgba(31, 79, 163, 0.3);
}

.section-content {
    flex: 1;
}

    .section-content h2 {
        font-size: 1.8rem;
        color: #1F4FA3;
        margin-bottom: 1rem;
        font-weight: 600;
    }

    .section-content p {
        font-size: 1.05rem;
        color: #555;
        line-height: 1.8;
        margin-bottom: 1rem;
    }

    .section-content ul {
        margin: 1rem 0;
        padding-left: 0;
        list-style: none;
    }

        .section-content ul li {
            padding: 0.6rem 0 0.6rem 2rem;
            color: #555;
            line-height: 1.6;
            position: relative;
        }

            .section-content ul li:before {
                content: "✓";
                color: #12B8B0;
                font-weight: bold;
                position: absolute;
                left: 0;
                font-size: 1.2rem;
            }

/* Highlight Box */
.highlight-box {
    background: #e3f2fd;
    border-left: 4px solid #1F4FA3;
    padding: 1.5rem;
    margin-top: 1.5rem;
    border-radius: 5px;
}

    .highlight-box h4 {
        color: #1F4FA3;
        font-size: 1.2rem;
        margin-bottom: 1rem;
        font-weight: 600;
    }

    .highlight-box ul {
        margin: 0;
    }

        .highlight-box ul li:before {
            content: "✗";
            color: #d32f2f;
        }

/* Important Note */
.important-note {
    display: flex;
    align-items: center;
    gap: 1rem;
    background: #fff3e0;
    border-left: 4px solid #ff9800;
    padding: 1.5rem;
    margin-top: 1.5rem;
    border-radius: 5px;
}

.note-icon {
    font-size: 2rem;
    flex-shrink: 0;
}

.important-note p {
    margin: 0;
    color: #555;
}

/* Security Grid */
.security-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-top: 2rem;
}

.security-item {
    background: #f8f9fa;
    padding: 2rem;
    border-radius: 10px;
    text-align: center;
    transition: all 0.3s ease;
    border-top: 3px solid #1F4FA3;
}

    .security-item:hover {
        transform: translateY(-5px);
        box-shadow: 0 5px 20px rgba(31, 79, 163, 0.15);
    }

.security-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.security-item h4 {
    font-size: 1.1rem;
    color: #1F4FA3;
    margin-bottom: 0.5rem;
    font-weight: 600;
}

.security-item p {
    font-size: 0.95rem;
    color: #666;
    line-height: 1.6;
    margin: 0;
}

/* Contact Box */
.contact-box {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    background: #f8f9fa;
    padding: 2rem;
    border-radius: 10px;
    margin-top: 1.5rem;
    border-left: 4px solid #12B8B0;
}

.contact-icon {
    font-size: 3rem;
    flex-shrink: 0;
}

.contact-details h4 {
    font-size: 1.2rem;
    color: #333;
    margin-bottom: 0.5rem;
}

.contact-details p {
    margin: 0;
    font-size: 1.1rem;
    color: #1F4FA3;
}

/* Privacy Disclaimer */
.privacy-disclaimer {
    max-width: 900px;
    margin: 3rem auto 0;
    padding: 2rem;
    background: linear-gradient(135deg, #fff3cd 0%, #fff9e6 100%);
    border-left: 5px solid #ff9800;
    border-radius: 10px;
    box-shadow: 0 4px 15px rgba(255, 152, 0, 0.15);
    text-align: center;
}

    .privacy-disclaimer .disclaimer-icon {
        font-size: 3rem;
        margin-bottom: 1rem;
    }

    .privacy-disclaimer h3 {
        font-size: 1.5rem;
        color: #d84315;
        margin-bottom: 1rem;
        font-weight: 700;
    }

    .privacy-disclaimer p {
        color: #555;
        font-size: 1rem;
        line-height: 1.8;
        margin: 0;
    }

    .privacy-disclaimer strong {
        color: #d84315;
    }

/* Responsive Design for Privacy Policy */
@media (max-width: 768px) {
    .privacy-section {
        flex-direction: column;
        align-items: center;
        gap: 1rem;
        margin-bottom: 2rem;
    }

    .section-number {
        width: 50px;
        height: 50px;
        font-size: 1.5rem;
    }

    .section-content h2 {
        font-size: 1.5rem;
        text-align: center;
    }

    .security-grid {
        grid-template-columns: 1fr;
    }

    .contact-box {
        flex-direction: column;
        text-align: center;
    }

    .important-note {
        flex-direction: column;
        text-align: center;
    }

    .privacy-disclaimer {
        padding: 1.5rem;
    }

        .privacy-disclaimer .disclaimer-icon {
            font-size: 2.5rem;
        }

        .privacy-disclaimer h3 {
            font-size: 1.3rem;
        }
}

/*Privacy Policy*/

/*Refund Policy*/

/* Refund & Cancellation Policy Page Styles */
.refund-content {
    padding: 5rem 0;
    background-color: #fff;
}

.refund-intro {
    max-width: 900px;
    margin: 0 auto 3rem;
    text-align: center;
    padding: 2rem;
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
    border-radius: 10px;
}

    .refund-intro p {
        font-size: 1.1rem;
        color: #555;
        line-height: 1.8;
        margin-bottom: 0;
    }

/* Refund Sections */
.refund-section {
    max-width: 900px;
    margin: 0 auto 3rem;
    display: flex;
    gap: 2rem;
}

/* Alert Boxes */
.alert-box {
    display: flex;
    gap: 1.5rem;
    padding: 1.5rem;
    border-radius: 10px;
    margin-bottom: 1.5rem;
    border-left: 5px solid;
}

.alert-warning {
    background: #fff3e0;
    border-left-color: #ff9800;
}

.alert-danger {
    background: #ffebee;
    border-left-color: #d32f2f;
}

.alert-icon {
    font-size: 2.5rem;
    flex-shrink: 0;
}

.alert-content {
    flex: 1;
}

    .alert-content p {
        margin-bottom: 0.5rem;
    }

        .alert-content p:last-child {
            margin-bottom: 0;
        }

    .alert-content ul {
        margin: 1rem 0 0;
        padding-left: 0;
        list-style: none;
    }

        .alert-content ul li {
            padding: 0.4rem 0 0.4rem 1.5rem;
            position: relative;
            color: #555;
        }

            .alert-content ul li:before {
                content: "•";
                position: absolute;
                left: 0;
                color: #d32f2f;
                font-weight: bold;
                font-size: 1.2rem;
            }

.error-list li:before {
    content: "✗";
    color: #d32f2f;
}

/* Process Box */
.process-box {
    display: flex;
    align-items: center;
    gap: 2rem;
    margin-top: 2rem;
    padding: 2rem;
    background: #f8f9fa;
    border-radius: 10px;
}

.process-item {
    flex: 1;
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1.5rem;
    background: #fff;
    border-radius: 8px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.05);
}

.process-icon {
    font-size: 2.5rem;
    flex-shrink: 0;
}

.process-text h4 {
    font-size: 1.1rem;
    color: #1F4FA3;
    margin-bottom: 0.5rem;
    font-weight: 600;
}

.process-text p {
    margin: 0;
    font-size: 0.95rem;
    color: #666;
}

.process-divider {
    font-size: 1.2rem;
    font-weight: bold;
    color: #999;
}

/* Condition List */
.condition-list {
    background: #f8f9fa;
    padding: 1rem 1rem 1rem 2.5rem;
    border-radius: 8px;
    margin: 1rem 0;
}

    .condition-list li {
        color: #555;
        padding: 0.3rem 0;
    }

/* Info Box */
.info-box {
    display: flex;
    gap: 1.5rem;
    background: #e3f2fd;
    padding: 1.5rem;
    border-radius: 10px;
    border-left: 5px solid #1F4FA3;
    margin-top: 1.5rem;
}

.info-icon {
    font-size: 2.5rem;
    flex-shrink: 0;
}

.info-content {
    flex: 1;
}

.success-list {
    margin: 0;
    padding-left: 0;
    list-style: none;
}

    .success-list li {
        padding: 0.5rem 0 0.5rem 1.5rem;
        position: relative;
        color: #555;
    }

        .success-list li:before {
            content: "→";
            position: absolute;
            left: 0;
            color: #1F4FA3;
            font-weight: bold;
        }

/* Contact Insurer Box */
.contact-insurer-box {
    background: linear-gradient(135deg, #fff9c4 0%, #fffde7 100%);
    padding: 1.5rem;
    border-radius: 10px;
    margin-top: 1.5rem;
    border-left: 5px solid #fbc02d;
}

    .contact-insurer-box h4 {
        color: #f57c00;
        font-size: 1.2rem;
        margin-bottom: 0.5rem;
        font-weight: 600;
    }

    .contact-insurer-box p {
        margin: 0;
        color: #555;
    }

/* Tip Box */
.tip-box {
    display: flex;
    gap: 1.5rem;
    background: #e8f5e9;
    padding: 1.5rem;
    border-radius: 10px;
    margin-top: 1.5rem;
    border-left: 5px solid #4caf50;
}

.tip-icon {
    font-size: 2.5rem;
    flex-shrink: 0;
}

.tip-content {
    flex: 1;
}

    .tip-content h4 {
        color: #2e7d32;
        font-size: 1.1rem;
        margin-bottom: 0.5rem;
        font-weight: 600;
    }

    .tip-content p {
        margin: 0;
        color: #555;
    }

/* Refund Methods */
.refund-methods {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 1.5rem;
    margin-top: 2rem;
}

.method-item {
    background: #f8f9fa;
    padding: 2rem 1rem;
    border-radius: 10px;
    text-align: center;
    transition: all 0.3s ease;
    border-top: 3px solid #1F4FA3;
}

    .method-item:hover {
        transform: translateY(-5px);
        box-shadow: 0 5px 20px rgba(31, 79, 163, 0.15);
    }

.method-icon {
    font-size: 2.5rem;
    margin-bottom: 0.5rem;
}

.method-item p {
    margin: 0;
    font-size: 1rem;
    color: #555;
    font-weight: 500;
}

/* Compliance Statement */
.compliance-statement {
    max-width: 900px;
    margin: 3rem auto 2rem;
    padding: 2rem;
    background: linear-gradient(135deg, #e1f5fe 0%, #f0f9ff 100%);
    border-left: 5px solid #0288d1;
    border-radius: 10px;
    text-align: center;
}

.compliance-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.compliance-statement h3 {
    font-size: 1.5rem;
    color: #0277bd;
    margin-bottom: 1rem;
    font-weight: 700;
}

.compliance-statement p {
    color: #555;
    font-size: 1rem;
    line-height: 1.8;
    margin: 0;
}

/* Help Box */
.help-box {
    max-width: 900px;
    margin: 2rem auto 0;
    padding: 2.5rem;
    background: linear-gradient(135deg, #1F4FA3 0%, #2C6BC9 100%);
    border-radius: 15px;
    text-align: center;
    color: #fff;
}

    .help-box h3 {
        font-size: 1.8rem;
        margin-bottom: 1rem;
        font-weight: 600;
    }

    .help-box > p {
        font-size: 1.1rem;
        margin-bottom: 2rem;
        opacity: 0.95;
    }

.help-contact {
    display: flex;
    justify-content: center;
    gap: 3rem;
    flex-wrap: wrap;
}

.help-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    background: rgba(255,255,255,0.1);
    padding: 1rem 2rem;
    border-radius: 50px;
    backdrop-filter: blur(10px);
}

.help-icon {
    font-size: 1.5rem;
}

.help-text {
    font-size: 1.1rem;
    font-weight: 600;
}

/* Responsive Design for Refund Policy */
@media (max-width: 768px) {
    .refund-section {
        flex-direction: column;
        align-items: center;
        gap: 1rem;
        margin-bottom: 2rem;
    }

    .section-number {
        width: 50px;
        height: 50px;
        font-size: 1.5rem;
    }

    .section-content h2 {
        font-size: 1.5rem;
        text-align: center;
    }

    .process-box {
        flex-direction: column;
        gap: 1rem;
    }

    .process-divider {
        transform: rotate(90deg);
    }

    .alert-box {
        flex-direction: column;
        text-align: center;
    }

    .info-box,
    .tip-box {
        flex-direction: column;
        text-align: center;
    }

    .refund-methods {
        grid-template-columns: repeat(2, 1fr);
    }

    .help-contact {
        flex-direction: column;
        gap: 1rem;
    }

    .compliance-statement {
        padding: 1.5rem;
    }

    .compliance-icon {
        font-size: 2.5rem;
    }

    .compliance-statement h3 {
        font-size: 1.3rem;
    }

    .help-box {
        padding: 2rem 1.5rem;
    }

        .help-box h3 {
            font-size: 1.5rem;
        }
}

/*Refund Policy*/

/*Terms css*/

.policy-container {
    max-width: 900px;
    margin: 40px auto;
    padding: 30px;
    background: #ffffff;
    border-radius: 12px;
}

    .policy-container h1 {
        font-size: 28px;
        margin-bottom: 5px;
    }

.policy-subtitle {
    font-size: 14px;
    color: #666;
    margin-bottom: 25px;
}

.policy-container h2 {
    margin-top: 28px;
    font-size: 20px;
}

.policy-container p,
.policy-container li {
    line-height: 1.7;
    font-size: 15px;
}

.policy-container ul {
    padding-left: 20px;
}

.mandatory-disclosure {
    margin-top: 35px;
    padding: 20px;
    background: #f9f9f9;
    border-left: 4px solid #cc0000;
}


/*Terms css*/

/*Forgotpassword css*/


.forgot-password-page {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 20px;
}

    .forgot-password-page .fpw-container {
        background: white;
        border-radius: 16px;
        box-shadow: 0 10px 40px rgba(0, 0, 0, 0.2);
        max-width: 450px;
        width: 100%;
        padding: 40px;
        animation: fpwSlideIn 0.4s ease-out;
    }


    .forgot-password-page .fpw-logo-container {
        text-align: center;
        margin-bottom: 30px;
    }

    .forgot-password-page .fpw-title {
        text-align: center;
        font-size: 24px;
        font-weight: 600;
        color: #333;
        margin-bottom: 10px;
    }

    .forgot-password-page .fpw-subtitle {
        text-align: center;
        font-size: 14px;
        color: #666;
        margin-bottom: 30px;
    }


    .forgot-password-page .fpw-success-message {
        background: #d4edda;
        color: #155724;
        padding: 12px;
        border-radius: 8px;
        margin-bottom: 20px;
        display: none;
        border: 1px solid #c3e6cb;
    }

    .forgot-password-page .fpw-error-message {
        background: #f8d7da;
        color: #721c24;
        padding: 12px;
        border-radius: 8px;
        margin-bottom: 20px;
        display: none;
        border: 1px solid #f5c6cb;
    }

    .forgot-password-page .fpw-btn-submit {
        width: 100%;
        padding: 14px;
        background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
        border: none;
        border-radius: 8px;
        color: white;
        font-size: 16px;
        font-weight: 600;
        cursor: pointer;
        transition: all 0.3s ease;
        margin-top: 10px;
    }

    .forgot-password-page .fpw-back-link {
        text-align: center;
        margin-top: 20px;
    }

    .forgot-password-page .fpw-input-wrapper {
        position: relative;
    }

    .forgot-password-page .fpw-input-icon {
        position: absolute;
        left: 15px;
        top: 50%;
        transform: translateY(-50%);
        font-size: 18px;
    }

    .forgot-password-page .form-control {
        padding: 12px 15px 12px 45px;
        border: 2px solid #e0e0e0;
        border-radius: 8px;
        font-size: 15px;
        transition: all 0.3s ease;
    }

    .forgot-password-page .fpw-logo-container img {
        max-width: 200px;
        height: auto;
    }
/*Forgotpassword css*/